Unlocking Rental Income & Housing Solutions in Muskoka: A Guide to Additional Residential Units (ARUs)
As housing affordability continues to be a challenge, Additional Residential Units (ARUs) are becoming a game-changer in Muskoka. Whether you want to create rental income, accommodate family members, or increase property value, ARUs offer an innovative and sustainable way to maximize your space.
But where do you start?
This guide breaks down the essential steps, regulations, and resources for building an ARU in Muskoka.
What is an ARU?
An Additional Residential Unit (ARU) is a self-contained dwelling unit on the same lot as a primary residence. Think basement apartments, detached garden suites, or garage conversions.
✅ Up to two ARUs are permitted on a municipal water & sewer property.
⛔ ARUs are not permitted in Muskoka’s waterfront-designated areas.
🔎 Check with your local municipal planning department to ensure your property is eligible.
Step-by-Step: How to Add an ARU in Muskoka
1. Zoning & Permits
Before the hammer meets the nail, check with your municipal zoning and planning department to confirm your property qualifies.
📌 Key resources:
👉 District of Muskoka Zoning & Planning
2. Budgeting for an ARU
Building an ARU requires careful budgeting. Costs can include:
🔨 Construction & materials
📝 Permit fees & inspections
⚡ Utilities & servicing
🏗️ Hiring contractors & designers
💡 Tip: Always set aside a contingency fund for unexpected expenses.
3. Construction: DIY or Hire a Pro?
Are you a handy DIYer? You can design and build your own ARU, but it must meet Ontario Building Code standards.
Otherwise, hiring a BCIN-certified designer and licensed contractors can save time, reduce delays, and ensure compliance.
👀 Find qualified professionals: Ontario Public Registry of Designers
4. Legal & Landlord Responsibilities
If you’re renting out your ARU, be prepared for:
📑 Landlord & Tenant Board regulations
📄 Standard lease agreements
📊 Changes in property taxes & insurance
📌 Useful resources for landlords:
👉 Ontario Residential Tenancies Act
Financial Incentives: What’s Available?
Good news! Muskoka offers incentives to help offset ARU costs.
🎉 No Development Charges on ARUs!
🏡 Funding may be available through Muskoka’s ARU Financial Assistance Program.
🔎 Learn more: Muskoka Housing & Development
Final Thoughts: Is an ARU Right for You?
Building an ARU is a great way to boost your property’s value, generate rental income, and contribute to Muskoka’s housing supply. However, planning ahead is essential, as well as understanding local regulations and budgeting accordingly.
Ready to get started? Reach out to your local municipal planning office for guidance!
🔗 Additional Resources:
#RealEstate #MuskokaLiving #RentalIncome #InvestmentProperty #ARUs #HousingSolutions #PropertyInvestment #BeWhereYouWantToBe
